Saturday, June 16, 2018

Mini Seattle family vacation


We just returned from a 4-day visit to Seattle.  Thanks to our Chase Sapphire Reserve $300 travel credits, we were able to purchase 3 Delta Airlines tickets and split payments on our credit cards.  The total cost of the flights came out to be $748.80 and we got $600 ($300 Chase travel credit per credit card) off our tickets.  In total, we only paid $148.80 for a $748.80 flight.
Checking out our plane before boarding
While our son has been on many flights already, this was our daughter’s first time flying.  We thought traveling with a baby was hectic, but traveling with a toddler and a baby took things to a new level!
Thanks to our Chase Sapphire Reserve credit cards, we both have 5 years free Global Entry, which includes TSA Precheck.  TSA Precheck allowed us to completely bypass the crowded security lines at the airports for our flights.  With 2 kids, TSA Precheck was a huge time saver.  We were able to go through airport security without removing our shoes, electronics, liquids, belts, and jackets when getting screened. Our son always has so much energy and he loved running around the airport and exploring.  I don’t think he would have done well waiting in the long security lines. 
When traveling with kids, we learned that it was safer to bring our own car seats instead of renting them along with our rental car.  We bought the Cosco Seneca Next car seat, from Walmart for less than $40.  On our flight to Seattle, we brought the car seat onto the plane so our son could get strapped into it.  
Activity books helped keep our son busy during the flight

Things didn’t turn out too well since he didn’t like being confined to the seat.  We had to tough out a 20-minute toddler meltdown on the flight to Seattle.  On our return flight, we checked the car seat at the gate and our son had no issues.
We stayed at the La Quinta Inn & Suites Seattle Bellevue / Kirkland hotel.  We booked our hotel stay through the Chase Ultimate Rewards travel portal.  Their 2 room suite with king bed and living room was perfect for our family.  We wanted our kids to sleep in separate cribs in separate rooms so they wouldn’t wake each other up.  
We redeemed 48,650 Chase Ultimate Rewards points to cover our hotel stay, which would have cost us $729.76.  It was nice to enjoy free parking, breakfast and coffee daily.  Thanks to our Chase Ultimate Rewards points, we didn’t need to worry about planning for a $700+ hotel stay as part of our travel expenses. 
While there are many things to do in Seattle, our time was limited a lot of family events, including a wedding.

Seattle Aquarium
No vacation is complete for our son without a visit to the local aquarium.  Our son was so excited when he found out that we were going to see ocean animals that he kept repeating “go see sharks!” over and over again.  
One of our first stops in Seattle was the Seattle Aquarium, located on Pier 59 on the Elliott Bay waterfront.  Our son really enjoyed looking at all the different exhibits that included multiple varieties of fish, giant octopus, jellyfish, sea otters, seals, birds, and more. 

While the aquarium isn’t very large, there are many open areas to explore.  Our son was a bit bummed to find out that the Seattle Aquarium doesn’t have a shark exhibit.  The only sharks they had at the aquarium were dogfish sharks, a small bottom dwelling shark.  Tickets to the Seattle Aquarium were $29.95 for adults and free for kids ages 3 and under.  We parked in a nearby lot for $10.
Point Defiance Zoo & Aquarium
Since our son did not get to see enough sharks at the Seattle Aquarium, I decided to take a father-son trip to the Point Defiance Zoo & Aquarium in Tacoma.  
The zoo is located about 40 minutes south of downtown Seattle and 30 minutes from the Sea Tac Airport.  The zoo is 29 acres in size with 367 different species of animals including tigers, monkeys, elephants, otters, penguins, polar bears, arctic foxes and several aquariums.  The zoo has plenty of nice walking paths.  Our son was most interested in seeing sharks, and the zoo had plenty of them to offer. 
We also got to check out the camels, tigers, penguins, seals, walruses and more.  Currently the zoo was under construction for another aquarium (Pacific Seas) - unfortunately that exhibit wasn’t open for us to explore (opens summer 2018).
Our son touched his first stingray here!
Tickets to the Point Defiance Zoo & Aquarium are an excellent value at only $17.95 for adults ($15.95 if purchased online).  Since my son wasn’t 3 years old yet, he got to go for free.  Parking here is also free.  This was such a fun place to spend half a day. 
Amazon Spheres
While we were exploring downtown Seattle, we stumbled upon the Amazon Spheres. This Amazon workplace is set up like a huge terrarium or urban botanical garden.  
The 3 intersecting Spheres have a unique architectural design that fuses modern building technology with biodiverse plants.  There are over 40,000 plant species here from 30 countries.  These glass-covered domes allow you to see Amazon employees working inside.  They are quite the futuristic site to behold. 
Amazon Go
Located next to the Spheres is the Amazon Go store.  Touted as having the “world’s most advanced shopping technology,” the Amazon Go store is basically a futuristic grocery store.  To enter the store, you need to download the Amazon Go app.  Camera sensors all over the store automatically detects which products are taken from the shelves and put into your shopping bag.  Once you are done shopping, you can just leave the store without waiting in any lines to get checked out.  
The Amazon Go store sells some ready to eat meal items and has a small seating area.  It was fun visiting Amazon Go, and getting a glimpse of what future grocery store shopping will look like.
We had a great time in Seattle seeing family and exploring some sites.  Since most of our finances are automated (bill payments, investing, and saving), we didn’t have to think about money on our trip.    We continue to strive towards financial freedom – and short vacations like this help us enjoy our journey!

Friday, June 1, 2018

Side hustles May 2018


The great thing about doing side hustles to generate extra income is that you can hustle on your own terms.  The more hard work, time, and creative effort you put in, the more extra money you can make.  You can hustle as little or as much as you want, whenever you want.  It’s your extra money, and you can choose how you want to spend it.  Instead of focusing on what ideas don’t apply to you, try focusing on different side hustle ideas that you can implement to work for your situation.

Once a month (usually on the 1st), I like to post a short summary of our personal and financial situation for the previous month.  Here I’ll share some of what’s been going on with our lives and our side hustles. 

Welcome to June!  Did everyone have a good month of May?  It’s been another great month for us.  Our children are growing so fast and have been much of our focus this past month.  Life has been hectic at times, which is partially the reason for my decrease in publishing posts lately.  These side hustle posts will continue because they help me keep track of our monthly activities and finances. 
Our son is now 3 years old.  Time has really flown by.  It’s been quite a challenging journey so far with many ups and downs.  I know from other parents with older children that things only get more difficult as children get older.  We are trying to enjoy all the moments that we have.  Our son loves the simple things, like running outside, playing with rocks, reading, and has recently discovered markers and Play-Doh.     
Our daughter just turned 5 months old.  She’s been a sweet baby from the start and quite a bit easier to take care of than our son was at the time.  She’s sleeping through the night and just starting to eat solid foods now.  She’s moving around, smiling and being much more vocal than before – she’s no longer just this little blob!  This has been a sad month since my wife had to go back to work and our daughter just started daycare.
While the stock market has been volatile lately, we continue with our regular contributions into our 401Ks, IRAs, taxable account, and 529.  We recently hit another all time high in our investments!  The money in our accounts won’t be accessed until many years from now.  All we can do now is continue to invest and enjoy our journey while we're at it.  

Here’s our monthly summary of side income that we have generated in the previous month of May.
Cash Back
On 5.7, I received $10.23 deposit in my Discover Cashback Checking account.  This is a nice and consistent 1% cash back on my mortgage payment for our rental property mortgage, which allows for debit card purchases.
On 5.29, I received a $50 bonus in my Citibank ThankYou credit card.  Citibank occasionally sends promotions for putting extra spending on their credit cards.  This one was a $50 bonus after spending $1,000.  I simply used this credit card to make my normal purchases up to $1,000 and then got a sweet 5% bonus rebate!


Rental Income
On 5.5, we received a net profit of $430 from our rental property.

Side Jobs
On 5.19, I received a check for $500 for providing fill-in services at another office for a colleague of mine.  When we reach financial freedom, I may occasionally supplement our income by working a handful of days each month.
On 5.21, I received a check for $162.50 for teaching at the local university.  I still love teaching and don’t see myself stopping anytime soon. 

Miscellaneous Income
On 5.24, I received a $36 check from the county for witness testimony fee for giving my professional testimony in court on a local case.

Monthly Totals:
We earned $60.23 from cash back
We earned $430 from rental income
I earned $662.50 from side jobs
We earned $36 from miscellaneous income

All of this totals $1,188.73 from our side hustles for the month of May.  Are you bringing in any extra income on the side? 

Tuesday, May 1, 2018

Side hustles April 2018


The great thing about doing side hustles to generate extra income is that you can hustle on your own terms.  The more hard work, time, and creative effort you put in, the more extra money you can make.  You can hustle as little or as much as you want, whenever you want.  It’s your extra money, and you can choose how you want to spend it.  Instead of focusing on what ideas don’t apply to you, try focusing on different side hustle ideas that you can implement to work for your situation.

Once a month (usually on the 1st), I like to post a short summary of our personal and financial situation for the previous month.  Here I’ll share some of what’s been going on with our lives and our side hustles. 

Welcome to May!  Did everyone have a good month of April?  It’s been a busy and exciting month for us. 
The biggest thing that happened to me was that I decided it was finally time to get refractive surgery.  I have a high amount of myopia (nearsightedness) with my glasses Rx around -10.00 for my right eye and -11.00 for my left eye.  With 2 kids at home, I just got more and more tired of depending on my glasses and contact lenses to see well.  I’ve also become paranoid about the risks of not seeing well in the event of an emergency (such as an earthquake here in Southern California).  
One last picture of me in my thick glasses before surgery!
I decided to undergo a newer laser vision correction procedure called SMILE.  This surgery is slightly different from traditional LASIK in that there is no flap created.  Also, visual recovery from SMILE is much slower than LASIK, from a few weeks up until 3 months.  
I just had surgery last week and while my eyes feel slightly dry and irritated, my eyesight without glasses is fantastic.  It’s an amazing feeling to be able to wake up in the morning and not worry about where my glasses or contact lenses are.      
Our daughter is now 4 months old!  We are thankful that she is now sleeping well through the night.  Some nights she can stay asleep for up to 8 hours!  We are sad that my wife is going back to work this month.  It bothers me thinking about how most working individuals dedicate 5 out of 7 days of the week towards work, while only having 2 days to themselves.  This gives us more motivation to strive towards reaching financial freedom as fast as possible.
Our son will be turning 3 in a few months and it’s been such a joy watching him grow.  He’s accepted his younger sister as part of the family and has not shown any signs of jealousy.  He’s slowly learning how to communicate with us.  He loves books, Legos, music, and the outdoors.  His new favorite toy is a big brown box!  We have gone for walks almost every day this month.  He still loves playing with pinecones, ants, pill bugs, and flowers.

Here’s our monthly summary of side income that we have generated in the previous month of April.
Cash Back
On 4.9, I received $10.23 deposit in my Discover Cashback Checking account.  This is a 1% cash back on my mortgage payment for our rental property mortgage, which allows us to make payments with a debit card.

Rental Income
On 4.5, we received a net profit of $430 from our rental property.

Side Job
On 4.2, I received a check for $162.50 for teaching at the local university. 

Miscellaneous Income
On 4.14, I received a $5 Amazon gift card from MyPoints.  I continue to earn points from MyPoints just by clicking through email advertisements.   
Website Income
On 4.20, I received a direct deposit of $300 from Commission Junction.  Thank you all for your continued support of this website.  What started off as a hobby to track our financial progress is generating a fair amount of income. 

Monthly Totals:
We earned $10.23 from cash back
We earned $430 from rental income
I earned $162.50 from my side job teaching
We earned $5 from miscellaneous income
We earned $300 from website income

All of this totals $907.73 from our side hustles for the month of April.  It’s been a light month of side hustles for us.  I have some projects in the works that I hope will pay off soon.  In the meanwhile, we continue to earn, save and invest towards our financial freedom. 
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