Thursday, May 17, 2012 Review

I have a never-ending fascination with getting my credit score as high as possible.  It’s important to carefully monitor your credit from time to time to check for errors and fraudulent activity.  I’ve previously written about different free ways to access your credit reports and scores here and here. is another website that will provide truly free access to your simulated Experian credit score. This score will give you an idea how creditors view your credit risk level.  
With, there’s no need to sign up for any trial programs requiring your credit card. However, does link to other paid services if you want more in depth access to all 3 of your credit reports (not necessary in my opinion).  Other ways this site makes money is to link to credit card offers, personal loan offers, as well as mortgage refinancing.
My most recent score update on! generates a simulated “report card” of your credit report.  It will give you grades (just like back in school!) that range from A+ (best) to F (fail).  
My grades are pretty good except for my inquiries.
 I've been applying for a lot of new credit cards lately, but this grade will improve with time.
You can check your Experian FAKO score and credit report with a free update every 30 days. 

You can sign up for a free account here.  Registration is fast, easy, and free. is another valuable resource to managing your credit portfolio.  

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