2013

As we begin 2013, I would like to take this time to sincerely thank all of you, my readers.

Some colleagues and friends have known me as the “hot deal guy,” the “finance guy" or "the credit card guy."  I've helped a few people get their finances together, make investment decisions and choose credit cards. It was my wife (just married 2 weeks ago!) who suggested that I publish my material for others to read.  

On January 7^th, 2012, I posted my first article.  I’ve only shared the link to my site with a handful of my friends; and only those with interests in cutting costs, optimizing spending and collecting points / rewards with credit cards.  Most of you have found my site through internet searches such as google.  

Relentless Financial Improvement started with only a handful of views per day for each article I posted.  This site has slowly grown, and now I am at over 1,000 unique visitors to this site daily.  Sure 1,000+ unique visitors a day isn’t a huge feat yet, but it feels great to know that some of my messages are getting out there to you.

Thank you for all of your personal emails and comments on the site.  I will continue to respond to any questions as quickly as possible.  I will continue to try to post unique ideas on a regular basis.

As for my New Year’s Resolutions?

I don't believe in waiting until January 1st to make behavioral promises to myself.  Studies find that roughly 45% of Americans make New Year’s Resolutions, and over 80% of those New Year’s resolutions fail within a few months.  If you want something done, do it now: set small achievable goes and build from there.  Procrastination is just going to waste your time and money. 

As 2013 begins, I am feeling extremely hopeful about my own finances, and wish the same for all of you.  Whether you are falling behind on payments, living paycheck to paycheck, or have so much money you have no idea where to put it all - I thank you for your support.  I wish you all great health, financial success, and emotional well-being.  Let’s make 2013 a meaningful year.